Services
Five service lines. Indicative pricing up front.
Tap the WhatsApp button on any service — your conversation will start with that topic pre-filled, so you don't have to type a long brief.
01 / Life Insurance
Life Insurance
Medical cards, critical illness, life cover, and Takaful equivalents — the foundation of family financial protection. We compare across Allianz and Zurich Takaful and present 1–2 fitting products with the indicative monthly cost up front.
- MediSafe Infinite+
- HealthCover Plus
- EverLink Signature
- Al-Shams (Takaful)
- ProSecure (Takaful)
- Term 80 (Takaful)
Indicative pricing. From around RM 250 / month for a family medical card. A full stack (Medical + Critical Illness + Term Life) for a 35-year-old non-smoker is typically around RM 510 / month. Final premium subject to underwriting; refer to PDS.
- What's the difference between conventional cover and Takaful?
- How does critical illness cover differ from a medical card?
- What about diabetic applicants — am I uninsurable?
02 / General Insurance
General Insurance
Motor, home, travel, and personal accident — for the everyday risks. Travel quotes can be issued instantly via WhatsApp.
- CMCC (private car)
- EVShield (EV)
- AMP (motorcycle)
- Smart Home Cover
- kampungku
- ATX (travel)
- PACover (PA)
Indicative pricing. Motor depends heavily on NCD and vehicle. Home cover from around RM 70 / year for kampungku. Travel from around RM 30 per trip. Final premium subject to underwriting and the relevant PDS.
- Is Travel Insurance worth it for short ASEAN trips?
- Is EV insurance different from petrol-car insurance?
- Can I bundle motor + home for a discount?
03 / Business Insurance
Business Insurance
Cover for SMEs, employers, and corporate exposures — including employee benefits and trade credit.
- Business Shield
- Trade Credit Insurance
- DSIS (regulated FWCS)
- AECH — group EB
Indicative pricing. Business Shield from around RM 800 / year for a small office. DSIS RM 63 / year (regulated tariff). Group employee-benefits stacks RM 200–500 PEPM (per employee per month).
- What's the minimum headcount for a group health plan?
- Do I need Trade Credit Insurance for ASEAN buyers?
- What about Marine cargo or Professional Indemnity?
04 / Wills & Trusts
Wills & Trusts
Estate planning so insurance proceeds reach the right hands. Conventional Will, Will + Trust (payout held until child majority), Islamic Wasiat, and Hibah Trust to bypass Faraid for policy proceeds.
- Conventional Will
- Will + Trust
- Islamic Wasiat
- Hibah Trust
Indicative pricing. Conventional Will RM 200–1,500 one-off. Islamic Wasiat RM 300–1,500. Trust set-up sized to the estate. Drafted and executed by our trust-specialist partners (Rockwills / AmanahRaya); we connect the policy to the trust correctly.
- Do I need a Will if my children are minors?
- How does Faraid affect my insurance payout?
- What's the difference between Wasiat and Hibah Trust?
05 / Customised Plans
Customised Plans
When a single product doesn't fit. We profile your situation — age, life stage, family, budget, Takaful preference, primary concern — then build a stack across medical, critical illness, term, and savings to match. Plain-English plan, indicative monthly cost up front, no hard sell.
- Profile-based recommendation
- Cross-carrier comparison
- Transparent disclaimers
Indicative pricing. Built around your monthly budget. Most family stacks land between RM 300 and RM 800 per month. We'll show you the trade-offs before you decide.
- How do you pick which products?
- What if I already have policies — should I keep them?
- Can I see the comparison before deciding?
Not sure which service fits? Tap any of the WhatsApp buttons above with the topic that's closest — we'll route you from there.